As Nigeria intensifies efforts to deepen financial inclusion, OnePipe is rolling out a new payment scheduling feature on its PaywithAccount platform, an innovation designed to prevent missed bill payments that affect millions.
The initiative follows an Enhancing Financial Innovation & Access (EFInA) report, which reveals that almost half of Nigerian adults failed to pay at least one essential utility or service bill in the past year.
The new scheduling solution, launched in response to rising consumer demand for simplified payments, allows users to effortlessly automate recurring payments directly from their existing bank accounts through paywithaccount.com.
The feature was designed specifically to address the ongoing stress faced by consumers who struggle to manage multiple payment obligations manually, often resulting in service disruptions, penalties, and financial anxiety.
A recent Nairametrics report highlights that nearly half of all urban Nigerians surveyed admitted facing disruptions in essential services due to forgotten or delayed payments. Many consumers rely heavily on manual reminders or mental notes, with limited success.
Product Manager, PaywithAccount, Akin Olunloye, emphasized the rationale behind the launch, stating, “Managing monthly payments has become a significant source of stress for many Nigerians. This scheduling feature within PaywithAccount is a direct response to the need for automation. Our goal is to help consumers streamline their payments reliably and consistently.”
Users who tested the service ahead of its official launch expressed strong satisfaction with the convenience provided.
Chinyere, a lawyer based in Lagos, remarked: “Missing electricity payments has always been a hassle in my household. Automating with PaywithAccount has eliminated that. I get notifications and receipts immediately through WhatsApp. It’s made a big difference.”
Another early adopter, Sodiq, a digital marketer, noted, “I handle various payments every month for family and business purposes. Automating these transactions with PaywithAccount means I never have to worry about disruptions, even when I’m occupied or travelling. It’s genuinely simplified how I handle my finances.”
PaywithAccount’s automated scheduling currently supports major electricity distribution companies, including Eko, Ikeja, Abuja, and Ibadan, as well as all primary mobile operators (MTN, Airtel, Glo, and 9Mobile).
Additional payment categories, such as cooperative society dues and insurance premiums, will be added soon.
