Banking in Nigeria has changed and PalmPay is at the center of it. Whether it is sending money to family, saving for a rainy day, or paying bills in seconds, PalmPay is showing millions of Nigerians that banking doesn’t have to be stressful.
The company has therefore started a sensitisation campaign on the use of its PalmPay App by customers. Using the App, it says, makes everyday life easier and more rewarding.
Ø Sending Money Without Charges
A typical Nigerian carries out dozens of transactions weekly, and those bank charges can quietly add up over time. With PalmPay, users enjoy unlimited free transfers to any bank, and transactions are instant. You can send and receive funds to any bank account or PalmPay wallet in seconds; no delays, no hidden fees.
Smart tip: Once you type the first few digits of an account number, PalmPay automatically suggests the recipient, saving you time and making future transfers even faster.
Ø Consistent Reliable Transfers
PalmPay users enjoy fast, dependable transfers thanks to the platform’s 99.9% transaction success rate powered by its own payment infrastructure. It’s smooth, reliable, and eliminates the classic “Oya refresh your app” moment we all know too well.
Smart tip: PalmPay notifies you of the recipient’s network status before completing a transfer which helps users avoid failed transactions.
Ø Paying Bills Without Stress
From electricity and data to cable TV and other essential bills, PalmPay makes payments simple. Everything you need is right there in one app, no queues or multiple logins. And the best part? You earn cashback and PalmPoints every time you pay.
Smart tip: Get up to 3% cashback on certain bill payments and transactions. Check the app for ongoing promos.
Ø Saving More
PalmPay isn’t just for spending, it’s built for building wealth too. With multiple savings products like CashBox, Spend and Save, Target Savings, and Fixed Savings, users can set money aside automatically and earn up to 20% interest annually.
Whether you’re saving for rent, a trip, or to grow your business, PalmPay helps you stay consistent and intentional.
Smart tip: Name your savings goals “House Rent” or “Emergency Fund” to stay motivated.
Ø Getting Rewarded for Everyday Transactions
Who says banking has to be boring? PalmPay gives users rewards through cashback and PalmPoints for everyday actions like buying airtime, paying bills, and referring friends. It’s simple; the more you use it, the more you earn.
Smart tip: Check the app to track your PalmPoints, trial cash, and other reward offers.
PalmPay is licensed by the CBN and insured by NDIC, so users’ money stays protected. With features like night guard, transaction guard, PIN, and fraud monitoring, users enjoy secure and stress-free banking.
From students to business owners, more Nigerians are choosing PalmPay for fast, secure, and rewarding transactions, just the way banking should be.
